top 10 Games in the World[cool games]

Top 10 Games in the World.

#1 Cyberpunk 2077

• Developer: CD Projekt Red
• Publisher: CD Projekt Red
• Platforms: PC, PS4, XBO
• Release: April 16, 2020
• Co-op: N/A
• Competitive Multiplayer: Post-launch

Cyberpunk 2077 has been a highly anticipated video game title from development studio CD Projekt Red. The same folks that brought out the successful RPG series, The Witcher, is bringing out a futuristic open-world dystopia for players to enjoy. In this game, players will be taking on the role of a mercenary that relies on street cred to get new jobs and offers from different companies. Also, a large part of this game is focused on choices and allowing the players to determine the best way in their opinion to handle the situation at hand.

#2 Dying Light 2

• Developer: Techland
• Publisher: Warner Bros. Interactive Entertainment
• Platforms: PC, PS4, XBO
• Release: 2020
• Co-op: Online Only 4 Players
• Competitive Multiplayer: TBA
• Dying Light 2 was unveiled during E3 2018 where we are once again tossed into the zombie apocalyptic world and forced to fight for survival. Players will be in a new city location where factions are at a constant battle to retain control of the area. However, the developers are giving players more freedom as they can choose to go down a variety of pathways though they will all have their own particular consequences.

Just as before, this is an open world game that will allow players to traverse freely. You’ll have to battle the undead if you choose to leave beyond the city walls, but it seems that life inside the walls is not always safe either. Set fifteen years after the events of the original title, Dying Light 2 will still retain the same hostile zombie creatures though they will continue to be lethargic during the day and more aggressive at night.

#3 Gods & Monsters

• Developer: Ubisoft
• Publisher: Ubisoft
• Platforms: PC, PS4, XBO, NS, Google Stadia
• Release: February 25, 2020
• Co-op: TBA
• Competitive Multiplayer: TBA

The same team who worked on Assassin’s Creed Odyssey is working on a new IP known as Gods & Monsters. Within the game, players will take on the role of a young boy who is the world’s last chance when it comes to defeating a horrible monster known as Typhon. The gods have been defeated but has supplied our protagonist with the tools needed to face against the monsters that flock the lands. One of the elements you likely see right away that the visuals of the game look similar to The Legend of Zelda: Breath of the Wild. Likewise, this game is going to be set within an open world that is not only filled with mythical creatures to fight but dungeons to clear and puzzles to solve.

#4 The Outer Worlds – Peril of Gorgon

• Developer: Obsidian Entertainment
• Publisher: Private Division
• Platforms: PC, PS4, XBO, NS
• Release: September 9, 2020 (DLC)
• Co-op: N/A
• Competitive Multiplayer: N/A

The Outer Worlds was a big RPG hit in 2019 from Obsidian Entertainment and going into 2020 we are receiving a storyline DLC. It’s actually set to be the first of two planned storyline DLC expansions. With Peril of Gorgon, players are tossed right back into the game with their crew, that’s right it’s a DLC that further expands the game rather than putting players into a new character or scenario that distance itself from the main campaign. We don’t have a ton of information about it, but this game seems to put players back into a quest that will require plenty of choices and consequences.

In fact, there are likely going to be quite a few choices available with the ability to essentially murder everyone before really diving into any quest. This game is also set on a new plant called Gorgon which looks to feature quite a few mountainous terrains to go through, however, just how big of a world this will be for players to explore has yet to be unveiled. While there are likely several quests and ways to complete them as well, there are some decent rewards for going through this DLC. One of which is a new science weapon called The Pest Extermination Tool that will pull enemies towards you.

#5 Watch Dogs Legion

• Developer: Ubisoft
• Publisher: Ubisoft
• Platforms: PC, PS4, XBO, Stadia
• Release: March 6, 2020
• Co-op: Online Only 4 Players
• Competitive Multiplayer: N/A

Watch Dogs will have a third main installment released in 2020, Watch Dogs: Legion. This time around the game takes place in a fictionalized version of London where DedSec is now focusing on a new regime that’s taken over the United Kingdom. The title was announced during E3 2019 and it has one particular attribute that Ubisoft was thrilled to share worldwide during the expo. Unlike the past installments where the game focuses on one particular protagonist, Watch Dogs: Legion will have a seemingly endless amount of playable characters.

The goal of the game at times will be recruiting potential players to aid in the DedSec cause. Take for example the gameplay footage revealed during E3 2019 where the main protagonist begins a hunt to find a civilian that is hand with hacking drones. During the mission, our protagonist dies but instead of a typical game over screen, we are instantly swapped to another formerly recruited member to complete the task. As a result, players may be able to freely gather new recruits that may have a specialized skill or attribute that may prove to be useful during a certain mission.

#6 Assassin’s Creed Valhalla

• Developer: Ubisoft
• Publisher: Ubisoft
• Platforms: PC, PS4, XB1, PS5, XSX
• Release: 2020
• Co-op: N/A
• Competitive Multiplayer: N/A

Assassin’s Creed fans have been waiting patiently for a new installment to release from Ubisoft. The video game development studio opted to hold off from releasing a new installment in 2019 so after its year break we were introduced to Assassin’s Creed Valhalla. The video game is the next installment to the franchise in which players will be taking the role of Evior, a Viking that is seemingly being pushed by the Templar Order. We’re still early into the game announcement stage so not a ton of information has been released.

#7 Mount & Blade II: Bannerlord

• Developer: TaleWorlds Entertainment
• Publisher: TaleWorlds Entertainment
• Platforms: PC
• Release: 2020
• Co-op: Online
• Competitive Multiplayer: Yes

The wait is finally over in 2020 as we’re finally getting a sequel to the much-beloved medieval RPG Mount & Blade: Warband. This particular title takes place a couple of hundred years before the events of the first installment. Outside of the multiplayer combat where you can embark on sieges and skirmishes, players will find that there is a campaign mode attached as well. Within this mode, you’ll be able to explore the open world, seek out the different towns, aid NPCs, rob thieves or innocents, and partake in massive battles either by yourself or by gaining a group of troops who may be willing to lend their sword for a bit of gold.

A good bit of strategy is used within the game as well during combat. You’ll need to monitor stats, aim properly, block efficiently and of course, go into battle with the right equipment. Depending on your playstyle preference, you may opt for a particular weapon type such as a sword or spear. Likewise, you’ll be able to command your army to take on specific formations for better control of the battlefield.

#8 Ghost of Tsushima

• Developer: Sucker Punch Productions
• Publisher: Sony Interactive Entertainment
• Platforms: PS4
• Release: TBD
• Co-op: N/A
• Competitive Multiplayer: N/A

Set in 1274 Tsushima Island, the game puts players into the role of Jin Sakai, the last samurai who is fighting against the Mongol invasion within Japan. Being outnumbered and trained traditionally, the only way players will have a chance at overturning the odds is by learning the new fighting style known as the way of the Ghost. This will be a third-person video game that has a focus on being stealthy when traversing the open world and taking out the Mongol hostiles that are scattered around.

It’s worth venturing out into the open world as the game does feature a variety of side quests, but at the moment details are still a bit scarce. Currently, Ghost of Tsushima is releasing exclusively on the PlayStation 4, but there is no specific release date at the time of writing this so we’re holding out hope that we’ll see it launch into the market within 2020.

#9 Animal Crossing: New Horizons

• Developer: Nintendo
• Publisher: Nintendo
• Platforms: NS
• Release: March 20, 2020
• Co-op: Online & Local
• Competitive Multiplayer: TBA

Animal Crossing has been a fan favorite from Nintendo for years and it’s really just a simulation title that you can relax playing. The game puts players into a new resident of a particular area and from there it’s all about maintaining your home and socializing with NPCs. For instance, in Animal Crossing: New Horizons, players move into a deserted island and with it comes the chore of cleaning up the area as you slowly build up a community. This particular game was slated to release in 2019 but Nintendo opted to push it back to 2020. So far we’ve only seen one video for the game online through Nintendo E3 2019 Direct and there are some new elements being placed into this installment. Take for example the workbench where players can gather resources they’ve collected and turn it into specialized tools. There is a slight change to the gameplay from what we can tell. It’s becoming more in the same style as Harvest Moon, but we’re not complaining as both franchises have been pretty great.

#10 Spider-Man: Miles Morales

• Developer: Insomniac Games
• Publisher: Sony Interactive Entertainment
• Platforms: PS5
• Release: 2020
• Co-op: N/A
• Competitive Multiplayer: N/A

Marvel’s Spider-Man was a massive hit when it launched on the PlayStation 4, however, it wasn’t a surprise to find that a new installment was going to release into the marketplace. The popularity of Insomniac Games release was enough to warrant a continuation though don’t expect this installment to be the official sequel to the game. Instead, this will be a standalone installment release which will likely be a bit smaller in scope than what Marvel’s Spider-Man offered on the PlayStation 4. This game was first announced during the PlayStation 5 stream event which featured video game titles players can expect with the next-generation platform release.

There’s still not a ton of information available on what players can expect other than being Miles Morales Spider-Man this time around. Furthermore, we imagine that the same size map will be used giving players a big in-game world to explore. Just what all the development studio will add to make this game a bit more fleshed out remains to be seen. Still, if you enjoyed Marvel’s Spider-Man on the PlayStation 4 then chances are you will have this game on your radar.

Top Best Games 2020

 (Runner-up) - Valorant

(Image credit: Riot Games)

Platform: PC

Counter-Strike may have dominated the reflexive shooter esport market for years, but there's finally a new contender. Valorant is the new title from Riot Games (previously known for League of Legends and Teamfight Tactics) and it combines the pinpoint precision required from a game like CS, with hero abilities like you'd find in Overwatch. On paper, it sounds like carnage. In reality, Valorant is in the running for shooter of the year. With just four maps and 11 agents in rotation at the time of writing, Riot is providing consistent updates and balancing tweaks to ensure the Valorant experience is as competitive as it can be. Numerous esports organisations have started investing in the game, so whether you're a newbie to this genre and want to practice in unranked or you're a Radiant-tier ranked player who hasn't had their big break, Valorant could be the game for you. Plus, it's free! Ford James

  Last of Us Part 2

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Platform(s): PS4
GamesRadar+ review score: 5 Stars      

With the dust settled, it's fair to say that The Last of Us 2 underwent one of the most turbulent releases in PlayStation history, with pandemic-related delays, devastating plot leaks, and some truly virulent online discourse surrounding its launch. Play it for yourself, however, and you'll discover another Naughty Dog classic, one that easily sits among the best PS4 games of all time. Is it faultless? Of course not, but the strides that The Last of Us Part 2 makes in the realms of animation, storytelling, and level design are nothing short of revelatory, and go far and beyond the shortcomings of its infrequently overbearing plot. It's Naughty Dog's most ambitious adventure yet, and an experience that none of us will forget anytime soon, confidently securing its masterpiece status amongst GamesRadar's hallowed back catalogue of five-star titles. 

(Runner-up) - Minecraft Dungeons

(Image credit: Mojang/ibxtoiycat (YouTube))

Platform(s): PC, PS4, Xbox One, Nintendo Switch
GamesRadar+ review score: 3.5 Stars    

Good things come in small packages, and while Minecraft Dungeons is very much on the small side - with a campaign that takes little under eight hours to beat - it's also barrels of fun, especially when enjoyed with others. Mojang's simplified take on the action-RPG dungeon crawler trades classes and skill trees for more easily accessible mechanics targeted towards a younger audience, but makes up for it with satisfying hack-and-slash combat that brings some much-needed pomp and pizzazz to the age-old genre. With more content already on the way in the form of new DLC, and plenty of replay value in the form of secret levels, near endless loot, and difficulty sliders, Minecraft Dungeons is easy to recommend, so long as you know what to expect (and - more importantly - what not to expect) from its bitesize bundle of content.

Maneater

(Image credit: Tripwire)

Platform(s): PC, PS4, Xbox One
GamesRadar+ review score: 4 Stars  

Make every week shark week with Maneater, a game where you play as an angry underwater eating machine hellbent on briny revenge. It's one of those games that takes one simple mechanic - chomping on anything and everything in sight - and focuses on making it fun for hours. Evolutions that upgrade your sharks with electric attacks or bone armor offer just enough variation to keep you chewing on seals for side quests and Apex Predators like killer whales offer a challenge and big rewards. The storyline centers around a nefarious hunter, but the real joy comes from the wildlife documentary-style narration from Rick and Morty star Chris Parnell. Rachel Weber

 (Runner-up) - XCOM: Chimera Squad

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(Image credit: 2K)

Platform(s): PC
GamesRadar+ review score: 4 Stars  

Firaxis' surprise "sequel that's not a sequel" to XCOM 2 is an unexpected departure from the turn-based strategy blueprint that the studio has perfected over the years, but this more light-hearted spin-off still resembles hours upon hours of addictive, endlessly satisfying tactical brain food. Switching out expendable avatars for pre-built characters, introducing new ideas like the Breach system and interleaved turn mechanics, and generally just having more fun with its future Earth setting, XCOM: Chimera Squad is an easy purchase for any longtime fan of the series, not to mention a perfect entry point for the uninitiated. The ever passionate XCOM mod community has already got to work on providing new modes and gameplay experiences for the base game, too, guaranteeing a continual feedback loop of new content all encouraged and approved by Firaxis itself. Alex Avard

Final Fantasy 7 Remake

(Image credit: Square Enix)

Platform(s): PS4
Gamesradar+ review score: 4.5 Stars 

Final Fantasy 7 Remake successfully managed to bring the world of the 1997 classic into the modern era with meticulous details and its own distinctive feel. Set entirely in Midgar, you get to spend more time with the setting and the main characters, which adds so much depth and richness to the overall experience. Faced with the challenge of delivering something that would appeal to newcomers and longtime fans is no easy feat, but Final Fantasy 7 Remake is proof that it can be done, and you can really sense the amount of care and love that went into recreating this much-loved game for new audiences to enjoy. With a reworked combat system, gorgeous graphics, and lots of new discoveries just waiting to be uncovered, reuniting with Cloud and the gang is an absolute treat. Heather Wald

 (Runner-up) - Half-Life Alyx

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(Image credit: Valve)

Platform(s): Valve Index VR, HTC Vive, Oculus Rift, Oculus Quest (with PC Link), and Window Mixed Reality
GamesRadar+ review score: 4.5 Stars

When getting 'VR Hair' is the only con when reviewing a game, you know it's good. Half-Life Alyx is the best virtual reality experience money can buy right now, and it feels like a tantalising glimpse of what big game studies could achieve if they were more willing to invest in AAA VR experiences. Of course, more than anything, this is a love letter to the iconic Half-Life series, complete with the sense of real danger, and the vague sense of being trapped in a dream. After everything Alyx and I have been through, this is a game that will stay with me for a long time. Rachel Weber

March Game of the Month - Animal Crossing: New Horizons

(Image credit: Nintendo)

Platform(s): Nintendo Switch
GamesRadar+ review score: 4.5 Stars

There's no denying that Animal Crossing: New Horizons arrived at exactly the right time. Offering us a sense of the normality that we are all craving right now, New Horizons has taken the world by storm. If my Twitter feed is anything to go by, it's all the world is playing right now. Planting trees and breeding flowers, trying to catch all the bugs and fish before the seasons change, working out how turnips work, and finally getting K.K Slider to play in our plazas. There's a lot to do, and plenty of time to do it in. Adorable, peaceful, and completely absorbing. There's nothing not to like about New Horizons. Sam Loveridge

(Runner-up) - Zombie Army 4: Dead War

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(Image credit: Rebellion)

Platform(s): Xbox One, PS4, PC
GamesRadar+ review score: 3.5 Stars

There's a contagious confidence to Zombie Army 4 that'll leave anyone who plays it utterly obsessed with its exciting take on the co-op shooter. It's not perfect, but it manages to deliver a consistently fun, frenzied shooter that flourishes when played with a friend. If you like Left 4 Dead, it's got Valve's shooter in its DNA, with enough playfulness and creative culling to satisfy any zombie-slayer. It's silly and rarely restrained, celebrating setpieces and a relentless pace of undead hordes. It's definitely world enlisting in this particular army. Mark Delaney

 Dreams

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(Image credit: Media Molecule)

Platform(s): PS4

While creation is at the core of Dreams, you don’t have to indulge to enjoy what it has to offer. There are literally thousands of community made games to enjoy, from quick party games to full on adventures and shooters. And, obviously, a bunch of hella weirdness in between. Developer Media Molecule aften describes it as a YouTube of games and that's an accurate description - you can browse endlessly for content, and it’s easy to spend an evening playing your way through games and following creators. If all that does eventually spark your more artistic side then you’ll find Dreams' creative game dev tools are surprisingly accessible. Even if you think you can’t make anything there’s a wealth of premade things like enemies, levels and other bits and bobs you can use to make your own stuff.

 (Runner-up) - Kentucky Route Zero: TV Edition

(Image credit: Cardboard Computer)

Platform(s): Xbox One, PS4, PC, and Nintendo Switch

Seven years in the making, Kentucky Route Zero is one of those rare games that people don't mind waiting for. Such long stints between episode releases could have been its downfall, but now with the TV Edition, everyone can experience why it was worth waiting for. This magical, surreal point-and-click narrative adventure will take you on quite the journey, seeing you collect a gaggle a group of lost souls together, including a rickety old dog. But unlike most point-and-click games, there are no puzzles. There are choices to make, but they are presented as thematic dialogue options, allowing you to co-author your own story. Because of that, it never quite plays out how you'd expect, keeping you clicking for more story until the whole thing unravels beautifully. Sam Loveridge

Journey to the Savage Planet

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(Image credit: Typhoon )

Platform(s): PS4, Xbox One, and PC
GamesRadar+ review score: 4 Stars

As its name suggests, Journey to the Savage Planet is about a planet, it’s savage, you journey there. But while that all sounds very serious, there's a much more lighthearted adventure here. A gentle cartoony, semi-open world that plays like a linear, comedic take on No Man’s Sky’s ideas. You explore a strange part of the universe, unravelling the mysteries of ancient alien structures and cataloguing the local wildlife. That alone is fun, with a great progression system that unlocks things like jetpacks and grapple devices to help you explore. What really makes it a success, though, is the humour that undercuts it all - from ridiculous creature designs, to in game adverts for sentient blob sexlines, and a GlaDOS style computer that hasn’t quite got the hang of tact.

coronavirus COVID-19 vaccine[cool news]

Coronavirus vaccine: Oxford-Astrazeneca COVID-19 vaccine is winning praises, but here's why we should refrain from building false hopes

Publise by Himanshu Raj    Date=25 July 2020

01/10Is it right to pin our hopes on Oxford COVID-19 vaccine?

The world over rejoiced when data from Oxford University-British Swedish firm AstraZeneca's phase I/II study of their novel COVID-19 vaccine was released a fortnight ago. The group was one of the first ones to kickstart clinical trials in late April, and ever since, a lot more developments have been taking place.

02/10Oxford-Astrazeneca's vaccine is undergoing phase III trials

While the vaccine is still undergoing phase III of its trials, preliminary results from the observatory data confirmed that the vaccine elicits a strong immune response in the host bodies and gave encouraging results. AstraZeneca also announced plans to speed up production to meet the promise of delivering a billion doses. However, not everybody's impressed. WHO, in its latest briefing praised the move but said that it still is unrealistic to have a vaccine deployed before early months of 2021.

03/10Is the vaccine safe to be deployed?

While we did have a lot of important takeaways from the data, there remain some broad safety concerns. Will we really have a vaccine ready before 2020?

04/10Can it provide immunity for long?

The data published in the scientific journal, The Lancet showed that participants who were administered a double dosage of the vaccine show strong immune response and spiked up production of antibodies to fight against the infection. However, it still remains unclear as to how long will the vaccine be able to provide immunity against the infection, with experts saying that coronavirus might remain here for decades to come. Earlier reports also pointed to evidence that the vaccine may only be able to provide immunity for a year's time. A separate study by King's College, London also observed that the level of antibodies may fall in patients temporarily immune to the infection.

05/10Can lab results be fully relied on?

Early-stage evidence may have shown encouraging results but there's one doubt which remains- lab results do not always correlate to real-world results. All the vaccines under development right now are new, and there's not a lot of evidence we know about the novel coronavirus. What may work in the lab may not actually work with a crowd of seven billion people. The vaccine is also not also one-size-fits-all. It may be possible that if the vaccine works for a small group, it might not work for everyone.

The same concerns were raised when researchers started pre-clinical studies on monkeys, exposing them to a higher load of viruses than humans would generally be. 

06/10The scale of study is still bleak

The data has been inferred from phase I/II of the clinical trials, which involved a small pool of candidates, wherein half was administered the dosage and half were given a placebo drug. It is still far-fetched to think that a vaccine which was tested on a small batch of volunteers will work on everyone. The first phase of testing is done to root out safety and efficacy problems. The data made available right now is still minuscule to peg it ahead of other vaccines. 

How to earn money online without any investment[cool tops]

How to earn money online

#1: Google Adsense

If you've visited any website, you've seen Google ads. These ads are everywhere, and for good reason. Not only are they easy to set up on any basic website, but they can be lucrative once your website starts bringing in a steady amount of traffic.

One of the cool things about Google AdSense is that it's so easy to get set up. If you have a blog or website, you can sign up for a free Google AdSense Account. From there, Google will give you a unique code that you will paste onto your website. Google takes it from there, tracking your page views, traffic, and earnings on your behalf. There is no upkeep or maintenance to get this thing going, which makes it a no-brainer if you have a website already.

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How much will you make? I think my best month with Google AdSense was almost $5,000 over the last ten years. That amazing month blew my mind since it was actually near the beginning of my blogging journey. When you go from making zero to $5,000 in a month, that will rock your world. For me, it also got me even more excited because I knew there were other ways to monetize.

#2: Affiliate Marketing

Whether you have a website or are still dreaming up ideas for a blog, you can also look into affiliate marketing. With affiliate marketing, you partner with brands and businesses within the content of your website. If you mention a product or service, you link to that produce or service using a unique affiliate code you received when you signed up for that particular affiliate program. From there, you’ll make money any time someone buys a product or service through your link.

Generally speaking, you’ll want to partner with affiliates that are related to your blog concept. Since I’m a financial advisor, I have focused a lot of my affiliate energy on financial products like savings accounts, credit cards, and investment accounts.

In addition to signing up for individual affiliate programs, you can also sign up for an affiliate ad network that offers a ton of different affiliates in one place. That way, you can see what works and what doesn’t work over time.

If you’re looking for inspiration, my friend Michelle Schroeder-Gardner of the website Making Sense of Sense has become the expert on all things affiliate marketing. Michelle earns more than $100,000 per month from her blog and the bulk of her income comes from affiliate sales. Michelle has had so much success with affiliate marketing that she even has her own course called Making Sense of Affiliate Marketing.

While Michelle works with a ton of affiliates in the financial services industry, one of her biggest affiliates is a blog hosting company called Bluehost. This just goes to show that you can make money with nearly any affiliate company or product if you know your audience and build up enough traffic to create sales.

#3: Consulting

Another way to make money online is via consulting. If you’re an expert in any field, you could potentially find people willing to pay you to counsel them on their personal or business goals. You might think you’re not important enough to consult for big companies, but you could be surprised at the types of expertise people will pay for.

My colleague Robert Farrington of The College Investor is a good example of someone who consulted online on the side in an unlikely industry. Robert told me that, after he had been blogging for a few years, a couple of brands reached out to him to ask him for help with social media and online marketing.

Robert said he did an average of 4-6 of these gigs per year for a while depending on his schedule and the work involved. The best part is, he charged a flat rate that usually worked out to around $100 per hour. And remember, this was pay he was earning to advise people on the best ways to use social media tools like Facebook and Pinterest to grow their brands.

If you want to start consulting but aren’t sure what steps to take next, you can also set up a free account through Clarity.fm. This website lets anyone who wants to offer consulting set up a free profile. Once your profile is set up, people will find you and book a session you’ll get paid for.

#4: Online Courses

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If you have any skill you can teach others, it’s also possible to set up an online course you can market online. You can find online courses that teach anything from cooking to marketing or even freelance writing. Heck, I even offer my own course for financial advisors who want to take their businesses online— The Online Advisor Growth Formula.  

Last year, I profiled my friend Joseph Michael of Easy Course Creation. Michael offers several different courses, including courses on a writing software called “Scrivener.” Over the years, Michael has earned six figures or more annually selling courses that help people achieve the kind of success he has earned.

Most people set up their online course through a platform like Teachable.com. With Teachable, you can upload your course materials and use the platform to manage customers and accept payments.

#5: Podcasting

Another way to make money online is by hosting an online podcast. I have the Good Financial Cents podcast to go along with my blog, and I use that platform to find new sponsors and advertisers all the time.

I still remember getting my first sponsor on the podcast and finding out they were willing to pay $8,000 for me to include a short clip at the beginning of each podcast for 90 days. That was insanely exciting to me at the time since I wasn’t sure I would be able to monetize my podcast that much at first.

However, there are tons of people making a lot more than me on their podcasts. Take the Entrepreneur On Fire Podcast hosted by John Lee Dumas. According to the show’s most recent income report, this podcast brought in a net income of over $400,000 in March 2018. Now, that’s crazy.

The key to getting ahead with podcasting is finding your niche, growing an audience, and then finding ways to monetize and connect with sponsors. This isn’t the easiest way to make money online since there are a lot of logistics that go into writing, recording, and editing a podcast, but it is still worth considering.

#6: Book Sales

While the publishing industry used to be heavy in print, you can complete the entire process of writing, publishing, and marketing a book online these days. Websites like Create Space will let you upload and take your book to print without getting a formal publisher involved, and you can even get your book on Amazon.com so people can buy it there.

A blogger I know named Joseph Hogue has a successful blog (My Work from Home Money) and a thriving book publishing business. Hogue has written several books he has published online to create an ongoing source of passive income. He says he averages about 685 books sold per month to bring in an average of $1,857 in revenue. Not bad, huh?

If you think you could write a book people would want to buy, this is a smart strategy to consider since the start-up costs can be minimal and you probably already have a computer and word processing software anyway.

#7: Lead Sales

Another way to make money online is by collecting leads. The main steps you need to complete to make lead sales work include setting up a website, getting traffic to that website, and making sure you’re collecting leads that someone will actually pay for.

Here’s a good example of how lead sales can work in real life: My second website, Life Insurance by Jeff, brings in a ton of traffic from people who are searching the web to find answers to life insurance questions. While I used to have the website set up so I could sell these people life insurance myself, it was a lot of work to process all the different requests and clients. As a result, I started selling the leads I gathered instead.

Basically, lead buyers are willing to pay for the personal information I gather from people who visit my website. This is a win-win for everyone since I get paid for the leads and my website visitors are connected with someone who can help them.

Keep in mind though, you can sell leads in many different industries —not just life insurance. Really, you just need to figure out a niche, build a website and traffic, and see how much you can get for the leads you collect.

#8: Freelance Writing

If you have writing skills and creative talent, it’s also possible to get paid to create online content. I don’t do this as much as I used to, but I am very aware of how viable this income stream is.

One blogger I know, Holly Johnson, actually makes over $200,000 per year creating content for other websites. And actually, that’s on top of the six figures she earns with her blog, Club Thrifty.

Holly told me she started writing content in 2011. At the time, she still worked a full-time job but created content online part-time to supplement her income. Over time, she was able to double and triple her rates until she could quit her full-time job to write. These days, she makes bank as a freelance writer and teaches others to do the same via her online course, Earn More Writing.

According to Johnson, the key to making it as a freelance writer is figuring out a niche, networking with people who might hire you, and delivering high quality content 100 percent of the time. While there are a ton of writing job boards to help you get started, she says it’s fairly easy to find starter writing jobs on websites like Upwork.com.

#9: Sponsored Posts

If you have a website or a large social media following, you can also make money by pursuing sponsored posts and ads. But, how does this work? Basically, companies are willing to pay bloggers and social media influencers to promote their products and services. If you have a platform, be it a blog or a huge Instagram following, you can cash in.

The first time I got a sponsored post for Good Financial Cents, I was totally blown away. I think I got paid only $100, but that was a lot of money to me at the time. Later on, however, I realized companies that wanted a sponsored post really just wanted a link from my website to their own site. For that reason, I started increasing my rates.

These days, I charge around $4,500 for a sponsored post. Plus, I clearly mark all sponsored content as an #ad to stay in compliance with Google’s terms and conditions. I also only promote companies I use or believe in.

But, I also know bloggers that get $20,000 for a sponsored post. That’s pretty crazy, but it just goes to show what is possible.

Keep in mind though, you don’t need a website to do sponsored content since you can also get paid if you have a lot of social media followers. My wife has a pretty big Instagram following, and she gets all kinds of sponsorships. Not only does she get paid in cash, but we get a lot of free stuff, too. We’ve received free rugs, free lights, and free carpet cleaners. She only promotes things she loves though, so this strategy works really well for her.

#10: Webinars

Need more ideas on how to make money online? Another strategy is using webinars to market your product, service, or course. I’ve done webinars to promote my financial planning practice and to drum up interest in my online course for financial advisors. With a webinar, you’re basically offering a lot of tips and advice for free — usually in a live format. At the end though, you pitch your paid product or service with the goal of securing a few deals.

Professional speaker Grant Baldwin uses webinars to market his courses on public speaking, including Get Booked and Paid to Speak. While Baldwin offers plenty of free tips during his webinar, he offers his course at the end for people who want to pay to learn more. And, a lot of times, his sales pitch works.

No matter what you’re selling, it’s not that hard to set up a webinar and attract people to sign up with a lead magnet or Facebook ads. Heck, you can probably find a free webinar on how to create your first webinar if you look hard enough.

#11: YouTube

YouTube is another platform that has made it possible for people to earn money online. There are a ton of YouTube channels out there on any topic if you can think of, and most of the people with a big following are earning some money in exchange for their videos and time.

How to make money without any investment

1. Make Money with Online Surveys

Here you can make money by completing small surveys which takes 5 minutes to 20 minutes depending on the requirement of a particular company.

You need to write your feedback & opinion in a survey. You just have to select your choice from the question & there is no need to write anything.

You can make $1 to $20 depending on the length of the survey, your profile & the country you are living in. You can find more about paid surveys and join 20 best survey sites.

2. Earn Money with Blogging

I have been making money with blogging from the last 7-8 years. I have made more than 1 million dollar (almost Rs. 7 Crore+) with blogging. I was so confused when I started blogging.

I had absolutely no idea about blogging when I started in 2010. I worked very hard but made no money with blogging for almost 1 year.

But I never gave up! I was doing my research on topics like, ‘how to create a blog', ‘how to write on your blog' and ‘how to promote your blog'.

And things started in my favor after 1 year. I made my first $100 from blogging in 2011. Then there was no looking back. Today I am earning $25,000 (Rs 15 Lacs+) per month from blogging.

You can know more about my blogging journey, my income proofs and a complete guide on how to start a blog for FREE.

3. Become a Captcha Solver

If you have more free time (2 hours a day) then you can add further income in your pocket by working as a captcha solver.

This is one of the easiest way to earn money online. As a captcha solver, you need to read the captcha images & type the exact characters.

You need to be very fast in order to earn better income. You can get paid up to $2 for every 1000 captchas you solve.

If you are interested in this then you can check this list of 10 best Captcha work sites.

4. Earn with Affiliate Marketing

If you are serious about earning money online & you are a hard working guy who wants to make big income then affiliate marketing is for you.

There is more scope for affiliate marketing than before because of the high growth of online shopping.

There are hundreds of online merchants like Amazon, Flipkart, eBay, Clickbank, CJ etc. where you can signup & promote their products.

In affiliate marketing, you are simply helping customers to buy the right product by creating a simple website & in return you can earn 4% to 20% commission.

You can signup for Free Training so that we can send you one of the best guide on affiliate marketing that can help you to earn great income.

5. Become a freelancer

Freelancing is another popular way to make money after blogging & affiliate marketing. As a freelancer, you can work with small or big companies on a temporary basis & provide them your services.

Freelancers can make $500 to $2000+ per month depending on the type of freelance jobs you will do for your client.

You can work as a content writer, web designer, graphics designer or provide services like SEO, data entry, video testimonials, digital marketing etc.

There are dozens of popular websites like UpWork, Freelancer.in, WorkNHire, and many more freelance sites that can give you the ready platform with ready clients.

6. Virtual Assistant

A virtual assistant is like a personal assistant who can earn money by working online for someone without being physically present.

He can do variety of tasks like taking care of websites, counseling, writing & proofreading, publishing content, marketing, coding, website & app development, research etc.

There are dozens of companies like HireMyMom, MyTasker, Zirtual, uAssistMe, 123Employee where you can signup for virtual assistant work.

7. Writing Job

Writing is another better way to earn money on internet through writing different types of content.

You can write for blogs, companies, institutions, individual people etc. Different types of writers get paid differently.

Normally people get paid $5 to $20+ for writing 500 words content.

If you don’t have writing skills then you can read this post and become a freelance writer.

You can go to the sites like UpWork, iWriter, WriterBay, FreelanceWriting, TextBroker, ExpressWriters.com, FreelanceWritingGigs.com to find the content writing jobs.

8. Micro-working

There are more ways that can help you to make extra income by working in part time. You can easily make $200-$300 per month by doing simple tasks on different sites.

Here you can work on variety of different tasks like identifying an object, rating & commenting on different sites, visiting some websites, finding contact details, doing small research, writing small articles etc.

There are many websites like mTurk, MicroWorker, SEOClerk, ClickWorker, GigWalk where you can work as a micro worker & earn extra income. After signup, we will show you how to work as Micro-worker and make money.

9. Become a YouTuber

YouTube is one of the hottest trend in earning money online. You can start your YouTube channel, upload some quality videos and then become a YouTube partner to make money online on YouTube.

You can create different kind of videos like prank videos, comedy videos, kitchen recipes, how-to-do videos, travel tips, or anything you think, is useful for people.

Once you get the videos views and subscribers for your channel then you can apply for YouTube partner program.

Once you get the approval, people will see the ads along with ads in your videos. You will make money for each views your video receive.

You can shoot videos from your smartphone or any DSLR camera.